Do you need insurance?
Sooner or later, this question arises for everyone. We can talk about episodic cases – insurance when buying a train ticket, or maybe more serious and even mandatory. It is noteworthy that the history of insurance is rooted in the distant past. In ancient Babylon, merchant ship owners took loans from depositors to equip merchant trips. If a ship did not return, shipowners might not have to repay funds taken on credit. And since this happened quite rarely, lenders more than covered the possible losses with interest received from shipowners. Historically confirmed that in the XVII century in the UK there was an official insurance company. And she also specialized in maritime trade. Continue reading
If you managed to earn and save a tidy sum, which you are not going to spend in the near future, the question inevitably arises – how to save them, and even better, to increase them? It’s a reasonable question because, firstly, money itself can lose its value, and secondly, I would like not only to save it, but also to increase it. What to do wisely, and which ones may be in danger? Let’s figure it out.
The simplest and relatively safe option is a bank savings account. Given that, in accordance with the law, citizens’ bank accounts are insured, this is a fairly safe way. Continue reading
It is hard to imagine a well-functioning human society without a postal service. Of course, some achievements in the field of communication – such as ip-telephony, video communications, electronic correspondence – have allowed us to stop being dependent on “live” letters, telegrams and the like. On the other hand, services that allow you to receive the necessary goods and products, without leaving your home, are becoming more and more popular. And it’s absolutely unimportant where in the world we are and from which country the package is from. The only thing that continues to bother the customer is the reliability of the delivery service. How to minimize the risks associated with mail order orders? Continue reading